Irving Commercial Vehicle Insurance

If you use your vehicle for business, then you really should get Irving commercial vehicle insurance. The good news is that RAKA Financial Services can help you find an affordable plan that will provide complete coverage. The bad news is that if you think you can stick with your personal vehicle insurance policy, it might not pay for certain types of accidents. Take that uncertainty out of the equation by getting in touch with RAKA Financial Services to learn more about commercial vehicle insurance in Irving TX.

This is where RAKA Financial Services can really help. The kind of policy you need will depend on a lot of factors. These include what type of business you have, how much you’ll be using your personal vehicle for work, and more. If you run a pizza restaurant and you use your car to deliver food, then you obviously won’t need a trailer.

The Basics

Irving commercial vehicle insurance is a lot like a personal vehicle policy. You’re covered for collisions, underinsured/uninsured motorists, accident that cause injuries, etc. But commercial vehicle insurance in Irving TX has higher liability limits than the typical policy. It can also cover all employees who use company vehicles.

There are also some specialized policies that are available. These include the following:

• Non-owned coverage – This type of commercial vehicle insurance in Irving TX can cover any employees who use their personal vehicles when they’re on work-related travel for your company.
• Cargo coverage – If you use your vehicles to haul items, this will provide coverage if that cargo is damaged or stolen.
• Hired vehicle coverage – If you ever rent a vehicle for an employee or a client, that vehicle will be covered through this special kind of policy.
• Rental reimbursement – This will cover your rental vehicle if your main company vehicle is in the shop for repairs.
• Trailer interchange coverage – Do you use trailers owned by other businesses to transport items? This kind of policy will cover any damage that may occur.

What Type of Insurance is Right for You?

Please contact RAKA Financial Services for more information on Irving commercial vehicle insurance. You can use our online form or call 682-203-2003.